Market Insights Report 2026

The CSA collects key industry data from Full and Foundation members through our Data Gathering Initiative (DGI). In 2025, we began sharing that data as part of our Market Insights series.

In this third Market Insights publication, we present some of the key findings from the latest CSA member data submissions.
Market Insights 2026 cover
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Key insights from the report

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    £66bn
    Based on CSA member data for 2025/26, the amount of consumer debt under management by CSA members has seen an increase of around 10%, rising from £60.7 billion in 2024/25 to £66.8 billion in 2025/26. Some of this is likely attributable to rising energy debt, as well as individuals struggling amid a cost-of-living crisis.
    consumer debt managed by CSA members
    Data from CSA DGI 2025 & 2026
    £66bn consumer debt managed by CSA members
    Based on CSA member data for 2025/26, the amount of consumer debt under management by CSA members has seen an increase of around 10%, rising from £60.7 billion in 2024/25 to £66.8 billion in 2025/26. Some of this is likely attributable to rising energy debt, as well as individuals struggling amid a cost-of-living crisis.
    Data from CSA DGI 2025 & 2026
Daniel Spenceley Staff Photo 2

Daniel Spenceley

Head of Policy

About the author

Daniel has been with the CSA since 2011 and has worked in the financial services sector for over 15 years. During his time at CSA, he has occupied several roles, including Compliance Manager and Head of Regulatory Impact. In January 2024, Daniel became the CSA's Head of Policy. 
As Head of Policy, Daniel is responsible for establishing and driving forward the Association's policy agenda, making sure the industry's voice is heard on critical areas of concern, and ensuring that the Association's policy positions are as representative of the membership as possible. 

CSA's notable insights from it's Data Gathering Initiative

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