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+44 (0) 191 217 0775

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+44 (0) 20 7330 8810

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+44 (0) 191 236 2709

Write to us

Credit Services Association

2 Esh Plaza

Sir Bobby Robson Way

Great Park

Newcastle Upon Tyne

NE13 9BA

Additional Sections

Complaints Procedure

Useful Links

Making a complaint

We work hard to ensure our Members act within the rules set by the industry regulators.

Please click on the following link and read our Code of Practice. If you think a Member has broken the rules of this Code you can make a complaint by downloading our Complaints Form.

Before making a complaint we would encourage you to carry out the following activities:


  • Go to the Members Directory and check whether the company you wish to complain about is a Member of the CSA. If you are still unsure, feel free to contact us. If the company is a Member of the CSA then we are able to help you with your complaint.
  • On first instance, we recommend you contact the Member company to discuss any issues you have and enquire about their complaints process. If you are still dissatisfied with the outcome then you can review our Complaints Procedure.
  • If you believe that the Member has acted in breach of our Code of Practice and the complaint meets the necessary criteria, please complete, sign and return the Complaint Form to our registered address.

CSA Complaints Procedure

 How we deal with your complaint.

All complaints must be submitted in writing, with a signed complaint form. We require the form to be signed so that we, and our Member, have the requisite authorisation to share information.

The following is the sequence of events after the CSA receive a complaint form;

  • CSA receive a signed complaint form
  • CSA register the complaint and send a copy to the relevant Member company
  • The Member is given four weeks to respond directly to the complainant
  • CSA get a copy of the response from the Member company
  • CSA considers both positions and determines whether the Code of Practice has been breached
  • Appropriate action is taken (if required) to remedy the situation
  • If further information is required the CSA contact the relevant party (the complainant or the Member company).
  • After a full review, the CSA provides a formal response to the complainant


If you remain unhappy with the outcome of the complaint, you may have justification to escalate the matter to our our head of compliance, Claire Aynsley,


Please note: The CSA can only intervene when;

  • a Member company is in breach of the Code.
  • the company is a Member of the CSA (we cannot act when the complaint is about the client of a Member company, a bank or building society for example).
  • the information supplied by a Member company appears from the facts to be incorrect.

Methods of Contact



Credit Services Association

Complaints Department

2 Esh Plaza

Sir Bobby Robson Way


NE13 9BA


Why the CSA need a signed copy of your complaint




CSA Announces High Profile Speakers for Annual Conference

Keynote speakers at this year’s CSA Annual Exhibition and Conference have been confirmed as Steph McGovern, the Breakfast business presenter, and Susan de Mont, Director of Credit Authorisations at FCA.

Award winning business presenter, Steph McGovern will open the conference following a welcome address from CSA President Leigh Berkley. Steph has been working in financial journalism for more than 10 years and joined Breakfast in 2012. As the main business presenter Steph travels across the UK reporting economic and business news.

Steph will immediately be followed by the FCA’s Susan de Mont. Susan will report on the FCA’s progress since 1 April 2014, and a be giving very timely and eagerly anticipated talk on the FCA's authorisation process.

At the popular afternoon panel debate held in the hotel auditorium, Steph will return to chair a debate around industry standards and how they have, or have not, improved in recent times. Guest speakers sitting on the panel will be Sue Wigley, COO Citizens Advice, Joanna Elson, CEO Money Advice Trust, and Susan de Mont.

Leigh Berkley, CSA President, says he is delighted to have secured the services of two such high profile speakers: “Steph McGovern will offer a fresh perspective and one that encompasses the wider business environment beyond debt collection,” he says. “At the Association we have had a tradition of securing high profile business journalists and presenters, with some of our previous keynote speakers including John Pienaar and Simon Jack, who were very well received by attendees and we therefore look forward to the contribution Steph will make to the conference.”

This year’s conference is at the Crowne Plaza Heythrop Park in Oxford, between 10 and 11 September 2014. For further information and booking details please contact Adriana Galli Davison on 0191 217 3073 or email